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Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. All of the following are subject to false advertising regulations EXCEPT

A) circulars.
B) statements.
C) letters.
D) gifts.

2. On what schedule of a title commitment would you find an easement that is proposed to be an exception from policy coverage?

A) B-I
B) A
C) B-II
D) C

3. An insurer fails to promptly provide a reasonable explanation for the denial of a claim as a general business practice. This is considered to be

A) a violation of the grace period provision.
B) an unfair insurance practice.
C) a contractual liability.
D) a fraudulent insurance act.

4. An agent who collects money from an insured and holds it for payment to the insurer is

A) commingling funds.
B) acting in a fiduciary capacity.
C) wrongfully withholding funds.
D) providing coverage.

5. An ALTA survey of the land could disclose all of the following EXCEPT

A) a violation of the setback line.
B) a pond located on the land.
C) a property line lawsuit.
D) the improvements on the land.

Solutions: